In 20 hours there will be a US Treasury Bill Auction of about 48 Billion US dollars offered by the US Treasury. Anyone can buy these either through Treasury Direct (website) in $100 increments or through a brokerage account under “Fixed Income”. In 6 months, an investor can earn 2.5% which is 1/2 of 5% as interest in usually quoted for a year of holding time though these bills are for 6 months. If a person buys it through their online brokerage there may be specific rules as to how many are available. When these bills are auctioned the interest rate is not set in stone as it is computed after the auction closed which in this case is Feb 21, 2023. These bills are paying more than a 10 year bond or a 30 year bond so it makes sense to many people to just buy these short maturities in case The Fed continues to keep raising interest rates. There is a saying that state “the bond market is the tail that wags the dog” and this inverted yield rate signifies that interest rates may continue to rise, there could be a recession and the equities/stock market can continue to be flat or rocky…ALWAYS CHECK WITH YOUR FINANCIAL EXPERT BEFORE MAKING FINANCIALS DECISIONS.  THIS IS NOT ADVICE TO BUY OR SELL AND THIS ARTICLE IS FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY.